Why buy with me?
Everyone dreams of owning their own home. When buying your first home, it can be a very exciting, yet anxiety filled experience. However, if you know what to expect during the home buying process you will be more relaxed and comfortable knowing that I will be by your side every step of the way guiding you through it and looking out for your best interests. Below are some of the things I will be helping you with along the way!Start your Home Search Here
Setting a Budget
Before the house hunting process begins, it is important to know how much you can afford. Expenses to consider include the down payment, monthly expenses, property taxes and any home insurance costs. These will all have to be considered before the home buying process begins as they are typically included in your new monthly payment. Since a person’s credit score determines their interest rate, knowing your score ahead of time can help you decide if now is a good time to buy or not. An individual’s debt-to-income ratio must also fall within acceptable limits of the home’s cost. Once you have determined these things, and if you feel that your budget has enough room to afford a new home, then its time to begin the home buying process!Calculate your Payment
When looking for a loan, be sure to get more than one loan quote to get the best interest rate and loan terms for your mortgage. Different banks and companies will offer different loan origination fees and by shopping around you can often times save yourself a lot of money. Be sure to also check your loan officers website for testimonials and information. A good loan officer will offer you many online resources and tools. Before you lock in your rate, be sure to check the daily rate with the rate your loan officer gives you to ensure you are getting the lowest rate possible. Interest rates will determine how much a mortgage will cost each month and come in fixed or adjustable terms. Mortgage lengths can range from 15 years to 30 years with some loan providers now offering 40 year mortgages as well. The longer the repayment term, the lower the payments will be. However, the interest accrued will also be higher on a longer loan.
Making an Offer & Negotiations
There is an art to making an offer on a home. Typically, sellers place their home’s value a little higher than their desired price. A buyer will send in a lower bid, in a reasonable range, and the seller will counter with an offer somewhere in the middle. I will be watching for signs of problems in the home and will make suggestions to you regarding the offer. Listen closely and be sure to ask questions, as your offer is an important part of buying a home. You want to make sure all of your bases are covered. That’s where having me as your Buyer’s Agent is most valuable so your rights and interests are protected. With my experience on your side, I will be able to help you negotiate a lower price that sometimes includes concessions or closing costs and avoid homes that have problems. My job is to protect YOU in the contract.
Escrow and Closing Costs
Before the home is legally transferred to you, the closing process must occur. During this phase, you will sign all of the mortgage documents, pay closing costs, and sign various other legal documents. I will be there to help you through it all. Once all of the papers are signed and monies are transferred, the keys to your new home are yours! The only thing left to do is move into your humble abode. This may occur immediately after the closing or at the date set in the closing documents.
Better Home Search
My website has the best online tools to search for your home! In fact, it’s even better than Zillow, Trulia and the many other real estate websites out there because my site is directly connected to the local MLS! What does that mean for you? Accuracy and Advantage! When you search homes here, you get the most up to date homes and properties available with the most accurate information! AND, if you sign up for Deal Alerts, you will get alerted of NEWEST Property matches & Price Changes BEFORE any other site has them! First, start by trying one of the Search tools in the menu at the top of the site. Try the Advanced search to choose specific options & customize your results based on all of the things you wish for in your new home. Second, Save your Search and you will be set up for auto alerts when a new home hits the market that matches! You can also try the Map search which offers a unique perspective by allowing you to use the polygon tool on the side to create boundaries on a map around the areas you want to live in. Already know the address of the property you want? Try the Address Search. OR if you have the property ID you can use the Listing Search to search by MLS#. Find a home you like? Simply click on the Schedule a showing button and send me an alert. I will schedule the time and confirm with you once it is set up! Once you have started searching, be sure to check out your My Account page so you can manage your Saved Searches & Favorite properties. The My Account feature has a ton of great tools designed to cater directly to you and provide you with a home-buying experience. And it’s Mobile friendly!Set up your First Search Here
Lenders normally require that you insure your home. Home Insurance Policies cover the costs to fix any damages that might occur to the home. The price of this insurance is dependent on a home’s age, location and value and the insurance company you choose. Be sure to call around and get several quotes or ask me for a list of vendors I work with. Insurance agents will oftentimes be able to take your information over the phone and get back to you the same day with a quote. Once you choose a company to insure your new home, the cost of that policy is normally added into your closing costs and sent into an escrow account to be paid to the insurance company directly the first year.
Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late. If you need help finding a Home Inspector, ask me! I can give you recommendations for many service providers that I work with all the time!
I would highly recommend him
Gary was extremely helpful for us, he listened to all of our concerns and made the buying process amazingly simple. He is very responsive and always on top of the tasks that needed to be done. I would highly recommend him.
Highly recommended his services!
We worked with Gary for both the buying and the selling of our houses. He listed our townhome and it sold within 2 hours. He is an excellent negotiator with a very personalized touch. He understood what we were looking for and the area we specifically wanted to buy a house in. Gary is very… Read more “Highly recommended his services!”
Gary is a class act and true professional! We moved from TX to FL and had very little time to decide on a home. Gary made sure we had options and that we felt comfortable with our decisions along the way. We will definitely use Gary for future moves! 10/10 recommend!
Gary helped us find a great home
Gary helped us find a great home and we are so glad we worked with him! He always took the time to answer any questions we had and to clarify things for us. He has a great understanding of the Orlando Market and is outstanding when it comes to negotiating. Overall a great experience and… Read more “Gary helped us find a great home”
You truly will not find a better realtor
You truly will not find a better realtor. Gary is a true first-rate agent and I feel incredibly fortunate to have been introduced to him for the purchase of my first home. It is critical to have an experienced agent by your side during the home buying process, especially when you are a first time… Read more “You truly will not find a better realtor”
It’s too bad that I can’t give more than 5 stars
It’s too bad that i cant give more than 5 stars because Gary deserves 5 stars plus 5 more. He has 45 years of experience in the real estate industry and he experience shows just that. He answered every phone call and text message. He stayed in contact with the seller’s agent and my credit… Read more “It’s too bad that I can’t give more than 5 stars”
Gary Berkson is the absolute best
Gary Berkson is the absolute best and most professional realtor Ive ever worked with. He has always pulled off receiving the best deal I could ask for on a home, whether its been buying or selling. He will work to get something done at any hour of the day. True story, he coordinated getting my… Read more “Gary Berkson is the absolute best”
Did I miss anything?
Knowledgeable, Responsible, Friendly, Connected, Trustworthy. Did I miss anything? No he is not related, but you can’t find a better realtor in this area. He will give you the best advise even if he doesn’t benefit because he’s in it for the long haul, and his reputation is all important. I’m sure not the cheapest… Read more “Did I miss anything?”
He is exceptionally knowledgeable and professional
I’ve worked with Gary to buy 2 properties in less than one year. He is exceptionally knowledgeable and professional. I absolutely recommend his guidance if you desire a smooth real estate transaction!
Enjoyable home buying experience!
Going into my first home purchase was a daunting task. Gary was ever so patient with me, ensuring every step of the way that I remained an informed consumer. Gary’s communication throughout the entire home buying process never lacked and he kept me informed every step of the way. Gary went above and beyond to… Read more “Enjoyable home buying experience!”
Gary has been the most helpful agent
I have purchased a few properties and Gary has been the most helpful agent i have come across. He has taken the buyers side on a number of issues and made sure that every detail was well documented and taken care of.
Mr. Gary Berkson is the best!
Mr. Gary Berkson is the best! My family and I were looking for a single family home for about 6 months. We came across a home and contacted Gary. Gary was very professional, friendly, and polite from the start and wanted to know more about our wants and needs first. My family and I fell… Read more “Mr. Gary Berkson is the best!”
He was very prompt in answering all our calls
We had great experience with Gary. He was very prompt in answering all our calls and solving any essues we had. He is an excellent person with great personality. We were very pleased with him and will highly recommend him to all our friends and family members.
We had a great experience
We had a great experience with Gary buying a condo. He is professional, knowledgeable and has high integrity. I look forward to working with Gary in the near future to purchase other investment properties, and I strongly recommend him to any person needing a real estate transaction.
Gary went above and beyond
Gary went above and beyond in all aspects of our home purchase!! Having been active duty military family for 22+ years, we have worked with over a dozen realtors – and Gary is simply the best! He handled all the details with ease and assisted us in every way. He is super knowledgeable, responds quickly… Read more “Gary went above and beyond”
Gary is clearly an expert
Gary is clearly an expert in his field and I trusted his judgment implicitly. With his guidance and advice I sold my town home in less than 2 days. He helped my fiance and I find the perfect house and it was all so painless for me. Gary is the best in the business!
Wow how do I describe a saint?
Gary Berkson wow how do I describe a Saint ? When my wife and I met Gary Berkson it was by email then text then phone his voice first of all put us at ease since we were relocating from Hershey Pennsylvania Gary put our minds at ease like a father who walked us through… Read more “Wow how do I describe a saint?”
Gary was great to work with
Gary was great to work with. He provided us with excellent customer service throughout the entire purchase process. We would recommend Gary to anyone looking to buy or sell a home.
The Best. Having dealt with over a half dozen realtors over the last 10 years, I have never had a more dedicated, helpful and responsive one. He found the best place for us and handled all sorts of issues that developed. My wife and I truly are grateful to have him as our agent!
Gary is knowledgeable
Gary is knowledgeable, responsive and determined to find you the home that best fits you needs and budget. He was extremely helpful in all aspects of the buying and closing process.
Gary has been our realtor since 2000
Gary has been our realtor since 2000 and we would never consider venturing into any real estate purchase without him by our side. What makes Gary so very special, in addition to his skill and leadership in the industry, is that he truly cares about the happiness of those he represents. As a trusted advisor,… Read more “Gary has been our realtor since 2000”
Great customer service!!
Gary goes above and beyond for his customers!! If I ever had a question, and if he didn’t know the answer, he went out of his way to find out! Great customer service!!
Gary was wonderful to work with
Gary was wonderful to work with from start, to finish and beyond. He was always there for us when we had questions and looked out for our best interest. We appreciate his hard work and honesty. I would recommend him to anyone.
Gary has been great!
Gary has been great! We were first time home buyers. He went through all of the paper work upfront so we knew what to expect on when signing any document. He is very energetic and ready to get you a home. He knew exactly what we liked and sent us on the hour new listings.… Read more “Gary has been great!”
I would refer Gary to friends and family in a heartbeat
We closed on the selling of our home in one city and closed on the buying of our new home on the same day. Gary and his team were great and made the day go as smooth as possible. Throughout the whole process Gary was great and with us not only for big items but… Read more “I would refer Gary to friends and family in a heartbeat”
Gary has been everything we expected and more
Gary has been everything we expected and more. You can tell when you work with the best of the best, and Gary Berkson is the best of the best. He is extremely professional, knowledgeable, and has a great sense of urgency. We had a short time window for what we needed and he was able… Read more “Gary has been everything we expected and more”
Gary is very much one of our most trusted partners!!
We have been fortunate to work with Gary and his team on several occasions and the results have always been Fantastic! Value, objectivity, professional advice and the highest level of customer service is what we have consistently received. Our parents, siblings and friends have all worked with Gary and their feedback has always been the… Read more “Gary is very much one of our most trusted partners!!”
Gary was simply awesome!
Gary was simply awesome! He really worked hard for us, making some hard negotiations on our behalf. I would highly recommend Gary to anyone looking to purchase a home in the Orlando area. He knows his stuff and he’s a great person to work with. Thanks, Gary!!!
Gary Berkson is your guy!
As a first time home buyer Gary did a great job of walking us through the thre entire process and making sure we understood and were comfortable every step of the way. Gary was available on his cell phone at all times and even took time to show us a house Easter morning. If your… Read more “Gary Berkson is your guy!”
Gary Berkson is a great realtor who truly cares
We highly recommend Gary Berkson to anyone who is seeking a realtor to purchase or list a home. Gary Berkson is a great realtor who truly cares about each of his client’s as if they are his own family. He goes above and beyond his job to make the sale or purchase of your dream… Read more “Gary Berkson is a great realtor who truly cares”
I would highly recommend Gary to anyone
I would highly recommend Gary to anyone buying or selling a house. Because of his hard work and dedication to us, our first time home buying experience was outstanding. He helped us through every step of the process. Anytime we called him, he would answer his phone or call us back quickly. If we were… Read more “I would highly recommend Gary to anyone”
Gary Berkson was Awesome!!!
Gary Berkson was Awesome!!! I would definitely recommend Gary to anyone who is looking to buy or sell a home. As a first time home buyer without much knowledge of the process he was there every step of the way making it as simple as possible. He always kept in touch with updates and how… Read more “Gary Berkson was Awesome!!!”
He is reliable and communicative
Gary has always done an outstanding job both buying and selling homes for me. He knows the area well and has always provided expert opinion. He is reliable and communicative and has always been a straight shooter. I would highly recommend him for any real estate transaction.